Financial Services
Insurance Planning and Brokerage
At PFG, we understand the ever-changing nature of legislation and know
how to coordinate insurance with estate planning. We provide advanced
planning techniques and scrupulous carrier selection to fulfill clients'
insurance needs for both protection and value.
Life insurance is typically used for two things: to replace income in
the event of a premature death or to preserve one's estate upon death.
PFG helps clients identify whether they have short- or long-term life
and disability insurance needs.
For most of our clients, we believe insurance needs are long-term; policies
can provide income replacement in the earlier years and preservation
of the estate in the later years. When structured properly, life insurance
policies are income and estate tax free. Clients' heirs can use life
insurance income to pay estate taxes, instead of liquidating the estate
to satisfy the IRS.
FACT #1: VISION
We are passionate about guiding clients
as they articulate their own unique vision that serves their financial future.
With a client's clearly defined objectives in hand, we then develop a financial
strategy devoted to delivering those objectives.
FACT #2: SUCCESS
We measure success by the consistent
results we deliver to our clients. In other words, your success is our success.
Our decisions and actions are guided by a commitment to this principle.
FACT #3: CONFIDENCE
Financial confidence comes from defining
specific goals, creating a strategy likely to achieve those goals, and making
decisions based on unbiased information. Because we rigorously monitor and
report the facts of each investment—and of your portfolio collectively—you
are empowered to measure your objectives against actual results.
FACT #4: EXPERIENCE
We have a proven track record going
back to 1982. With our disciplined value investing philosophy, we have navigated
all kinds of economic conditions, both good and bad. Regardless of what has
happened in the world or in the marketplace, we have consistently delivered
above-average returns.
FACT #5: RELATIONSHIPS
We deeply value our ongoing relationships with clients. For 25 years, we have dedicated ourselves to nurturing these relationships. Along the way, we have learned about our clients’ personal and financial dreams and helped them transform those dreams into reality.
FACT #6: INFORMED
PFG has invested in and developed
an infrastructure that closely monitors investment results. We believe that
financial decisions should always be driven by the most current facts, and
we go out of our way to inform clients and investors.
FACT #7: DISCIPLINE
It takes more than capital, infrastructure,
data, and strategy to be successful—you need the discipline to apply
your strategy day after day without succumbing to the trends and whims of
the marketplace. Our disciplined value-investing strategy has consistently
delivered above-average results.
